HMD Global Credit Score Check Supplement

credit score check supplement

Credit Score Check Supplement

Effective date May 6th, 2022

This statement supplements HMD Global Privacy Policy for products and services.

If you wish to purchase HMD’s products on credit or rent / hire them, your credit score may be verified by an independent service provider to determine if the credit can be granted. The credit check process requires that your personal data is combined with the credit score service provider’s data. This supplement describes how your personal data is processed for credit score checks.

Your personal data is processed to determine your credit score as a prerequisite for granting the credit for HMD’s devices or accepting to rent / hire them. If you choose other payment options than credit when purchasing HMD’s products, your credit score is not determined.

The collected information includes:

  • Name

  • Date of birth

  • Gender

  • Address

  • Products bought on credit

  • Outstanding balance of purchases, fees, and interests

  • Purchase and payment history

Your credit score is checked after you grant your consent to determine the credit score. You may withdraw your consent at any time which does not affect your previous credit scores. When your credit score is evaluated, your personal data is transferred to the credit score provider. Additionally, your positive payment history may be disclosed to the credit score provider in accordance with your consent. The credit score providers might have country-specific instructions on the process which are described below.

Germany

For the purpose of the credit rating/solvency check, Creditreform Boniversum GmbH, Hellersbergstr. 11, 41460 Neuss, Germany, sends us your personal address data and solvency data saved in its database, including score values calculated using actuarial techniques, insofar as we have credibly demonstrated our legitimate interest therein. The calculation of the score value also uses address data amongst other things.